HOME Investment Partnerships Repair Program

Essex County / HUD HOME Funds

Available Home Repair

About This Program

HOME Investment Partnerships Repair Program is available to homeowners in Irvington, NJ.

Federally-funded HOME program administered by Essex County providing forgivable loans for major repairs to owner-occupied homes. Loan is forgiven after 5 years of continued owner-occupancy and compliance.

Forgivable loan, no repayment if you remain in the home 5 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Irvington, NJ, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $35,000
  • Income at or below 80% AMI required
  • Owner-occupied homes in Essex County
  • Forgiven after 5 years of compliance
  • Covers major systems and structural repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(973) 621-4500

A grant-savvy contractor in Irvington, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Irvington early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can HOME Investment Partnerships Repair Program provide in Irvington, NJ?

Up to $35,000 forgivable loan.

Who qualifies for HOME Investment Partnerships Repair Program in Irvington?

HOME Investment Partnerships Repair Program is open to homeowners in Irvington, NJ. It prioritizes low-income households.

How do I apply for HOME Investment Partnerships Repair Program in Irvington, NJ?

Apply directly with Essex County / HUD HOME Funds using the official program link on this page or call (973) 621-4500. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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