MSHDA Rehabilitation Mortgage Program

Michigan State Housing Development Authority

Available Home Repair

About This Program

MSHDA Rehabilitation Mortgage Program is available to homeowners in Jackson, MI.

Allows Jackson homebuyers or owners refinancing through MSHDA to finance up to $35,000 in rehabilitation costs into a single mortgage. Enables purchase of homes needing repair or upgrading of existing home simultaneously with refinancing.

Typical rehabilitation costs financed through MSHDA mortgage

Data last verified 2026-06-09. How we verify our data.

In Jackson, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Finance up to $35,000 in repairs with mortgage
  • For purchase or refinance through MSHDA
  • Single mortgage covers home and repairs
  • Income and purchase price limits apply
  • Available through participating lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(517) 373-8370

A grant-savvy contractor in Jackson, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Jackson early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program through MSHDA lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MSHDA Rehabilitation Mortgage Program provide in Jackson, MI?

Up to $35,000 rehab costs in mortgage.

Who qualifies for MSHDA Rehabilitation Mortgage Program in Jackson?

MSHDA Rehabilitation Mortgage Program is open to homeowners in Jackson, MI.

How do I apply for MSHDA Rehabilitation Mortgage Program in Jackson, MI?

Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (517) 373-8370. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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Find More Programs in Jackson, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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