Florida SHIP, Jacksonville Homeowner Rehabilitation

Florida Housing Finance Corporation / City of Jacksonville

Available Home Repair

About This Program

Florida SHIP, Jacksonville Homeowner Rehabilitation is available to homeowners in Jacksonville, FL.

Florida's State Housing Initiatives Partnership (SHIP) program distributes funds to local governments for homeowner repair and rehabilitation. In Jacksonville, SHIP funds support the Limited Repair Program and down-payment assistance programs. A minimum of 65% of SHIP funds must be used for homeownership activities, with priority given to emergency repairs, new construction, and rehabilitation for very-low and low-income households.

Funds flow through City programs; contact Jacksonville HCDD to confirm which programs are currently accepting SHIP-funded applications

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Jacksonville, FL, you can combine this program with other local help to cut your cost:

Key Details

  • State formula grant passed through to Jacksonville for homeowner repair
  • Income at or below 80% of Duval County AMI
  • Covers rehabilitation, emergency repair, and code compliance
  • Access through City of Jacksonville Housing Services programs
  • Call Florida Housing Finance Corporation at 850-488-4197 for program info

How to Apply

Get free help applying Visit Official Program Page Track this program

850-488-4197

A grant-savvy contractor in Jacksonville, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Jacksonville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, subject to annual SHIP allocation from Florida Housing Finance Corporation

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Florida SHIP, Jacksonville Homeowner Rehabilitation provide in Jacksonville, FL?

Up to $25,000.

Who qualifies for Florida SHIP, Jacksonville Homeowner Rehabilitation in Jacksonville?

Florida SHIP, Jacksonville Homeowner Rehabilitation is open to homeowners in Jacksonville, FL. It prioritizes low-income households.

How do I apply for Florida SHIP, Jacksonville Homeowner Rehabilitation in Jacksonville, FL?

Apply directly with Florida Housing Finance Corporation / City of Jacksonville using the official program link on this page or call 850-488-4197. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Jacksonville, FL contractors

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