WHEDA Home Improvement Loan

Wisconsin Housing and Economic Development Authority

Available Home Repair

About This Program

WHEDA Home Improvement Loan is available to homeowners in Janesville, WI.

Low-interest home improvement loan for income-qualified Wisconsin homeowners through WHEDA-approved lenders. Covers major repairs, renovations, and system replacements. Income limits apply based on county median income.

Loan amount based on project scope; homeowner repays with interest over term

Verified against Wisconsin Housing and Economic Development Authority's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Janesville, WI, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $35,000
  • Income at or below 80% county median
  • Covers major repairs and renovations
  • Available through WHEDA-approved lenders
  • Flexible repayment terms

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 334-6873

A grant-savvy contractor in Janesville, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Janesville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can WHEDA Home Improvement Loan provide in Janesville, WI?

Up to $50,000.

Who qualifies for WHEDA Home Improvement Loan in Janesville?

WHEDA Home Improvement Loan is open to homeowners in Janesville, WI.

How do I apply for WHEDA Home Improvement Loan in Janesville, WI?

Apply directly with Wisconsin Housing and Economic Development Authority using the official program link on this page or call (800) 334-6873. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Janesville, WI contractors

Find More Programs in Janesville, WI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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