Texas FHA Energy Efficient Mortgage (EEM)

U.S. Department of Housing and Urban Development (HUD/FHA)

Available Energy Assistance

About This Program

Texas FHA Energy Efficient Mortgage (EEM) is available to homeowners in Jasper, TX.

FHA mortgage product that allows homebuyers or refinancing homeowners in Jasper to finance energy-efficient improvements into their mortgage. Based on a home energy assessment, borrowers can add the cost of improvements (up to 5% of property value) without increasing down payment requirements.

Loan addition covers cost of energy improvements up to 5% of home value or cost-effective limit

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Jasper, TX, you can stack it with local programs like these:

Key Details

  • Finance energy improvements up to 5% of home value
  • Available with FHA purchase or refinance
  • No income limits
  • Requires home energy assessment
  • Available through participating lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 225-5342

A grant-savvy contractor in Jasper, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Jasper early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Available through participating FHA lenders year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas FHA Energy Efficient Mortgage (EEM) provide in Jasper, TX?

Up to 5% of home value for efficiency upgrades.

Who qualifies for Texas FHA Energy Efficient Mortgage (EEM) in Jasper?

Texas FHA Energy Efficient Mortgage (EEM) is open to homeowners in Jasper, TX. It has no income limit.

How do I apply for Texas FHA Energy Efficient Mortgage (EEM) in Jasper, TX?

Apply directly with U.S. Department of Housing and Urban Development (HUD/FHA) using the official program link on this page or call (800) 225-5342. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Jasper, TX contractors

Find More Programs in Jasper, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs