Martin County State Housing Initiatives Partnership (SHIP)

Martin County Growth Management Department

Available Home Repair

About This Program

Martin County State Housing Initiatives Partnership (SHIP) is available to homeowners in Jensen Beach, FL.

Provides rehabilitation assistance to low and moderate-income homeowners in Martin County for essential repairs and improvements. Funds can be used for roof repair/replacement, HVAC, plumbing, electrical, and other critical home systems.

Forgivable loan amount based on income and scope of repairs needed

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Jensen Beach, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $75,000 for home rehabilitation
  • Income at or below 140% AMI
  • Owner-occupied homes in Martin County
  • Covers major systems and structural repairs
  • Forgivable loan with compliance period

How to Apply

Get free help applying Visit Official Program Page Track this program

(772) 288-5498

A grant-savvy contractor in Jensen Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Jensen Beach early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Martin County State Housing Initiatives Partnership (SHIP) provide in Jensen Beach, FL?

Up to $75,000.

Who qualifies for Martin County State Housing Initiatives Partnership (SHIP) in Jensen Beach?

Martin County State Housing Initiatives Partnership (SHIP) is open to homeowners in Jensen Beach, FL.

How do I apply for Martin County State Housing Initiatives Partnership (SHIP) in Jensen Beach, FL?

Apply directly with Martin County Growth Management Department using the official program link on this page or call (772) 288-5498. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Jensen Beach, FL contractors

Find More Programs in Jensen Beach, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs