NJ Clean Energy / Admirals Bank
New Jersey HERO Loan Program is available to homeowners in Jersey City, NJ.
Property Assessed Clean Energy (PACE) financing for energy efficiency and renewable energy improvements. Loan is repaid through property tax assessment over up to 20 years and transfers with property sale.
Typical loan amount for comprehensive energy improvements
Official source site checked live on 2026-06-22.
Data last verified 2026-05-25. How we verify our data.
In Jersey City, NJ, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Jersey City, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Jersey City early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programLoans up to $50,000.
New Jersey HERO Loan Program is open to homeowners in Jersey City, NJ. It has no income limit.
Apply directly with NJ Clean Energy / Admirals Bank using the official program link on this page or call (866) 431-4376. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs