Kansas City CDBG Owner-Occupied Rehabilitation Program

Unified Government of Wyandotte County/Kansas City, KS (CDBG)

Available Home Repair

About This Program

Kansas City CDBG Owner-Occupied Rehabilitation Program is available to homeowners in Kansas City, KS.

Provides forgivable loans for major home repairs to owner-occupied households in Kansas City, KS with income at or below 80% AMI. Loan is forgiven after 10 years of continued owner-occupancy and compliance.

Forgivable loan, no repayment if you remain owner-occupant for 10 years

Data last verified 2026-06-09. How we verify our data.

In Kansas City, KS, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Kansas City, KS
  • Forgiven after 10 years of compliance
  • Covers structural, roofing, plumbing, electrical

How to Apply

Get free help applying Visit Official Program Page Track this program

(913) 573-5750

A grant-savvy contractor in Kansas City, KS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kansas City early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, funding permitting

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Kansas City CDBG Owner-Occupied Rehabilitation Program provide in Kansas City, KS?

Forgivable loan up to $35,000.

Who qualifies for Kansas City CDBG Owner-Occupied Rehabilitation Program in Kansas City?

Kansas City CDBG Owner-Occupied Rehabilitation Program is open to homeowners in Kansas City, KS. It prioritizes low-income households.

How do I apply for Kansas City CDBG Owner-Occupied Rehabilitation Program in Kansas City, KS?

Apply directly with Unified Government of Wyandotte County/Kansas City, KS (CDBG) using the official program link on this page or call (913) 573-5750. There is no middleman and no fee.

Need a Contractor for This Grant?

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