KCMO City Home Repair Program

City of Kansas City, MO (CDBG-funded)

Available Home Repair

About This Program

KCMO City Home Repair Program is available to homeowners in Kansas City, MO.

HUD CDBG-funded grant for Kansas City, MO homeowners at or below 80% AMI. Exterior repairs: up to $10,000 one-time grant. Interior repairs: up to $7,500 as a 5-year forgivable loan (repaid only if sold within 5 years). Covers plumbing, electrical, roofing, HVAC, main water/sewer lines. Must not have received City home repair help in the past 5 years. Single-family only.

Below 80% AMI, KCMO homeowner, no prior City repair in 5 years

Data last verified 2026-04-01. How we verify our data.

In Kansas City, MO, you can combine this program with other local help to cut your cost:

Key Details

  • Exterior repairs: up to $10,000 one-time grant
  • Interior repairs: up to $7,500, 5-year forgivable loan
  • Covers roofing, plumbing, electrical, HVAC
  • 80% AMI income limit, single-family homes only
  • Cannot have received City repair help in past 5 years

How to Apply

A grant-savvy contractor in Kansas City, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kansas City early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Annual window, applications typically open May 1 (2025: May 1-June 3)

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can KCMO City Home Repair Program provide in Kansas City, MO?

Up to $10,000 (exterior grant) or $7,500 (interior forgivable loan).

Who qualifies for KCMO City Home Repair Program in Kansas City?

KCMO City Home Repair Program is open to homeowners in Kansas City, MO. It prioritizes low-income households.

How do I apply for KCMO City Home Repair Program in Kansas City, MO?

Apply directly with City of Kansas City, MO (CDBG-funded) using the official program link on this page or call 816-513-3025. There is no middleman and no fee. Deadline: Annual window, applications typically open May 1 (2025: May 1-June 3).

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Kansas City, MO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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