Oregon Residential Loan Program

Oregon Housing & Community Services

Waitlist Home Repair

About This Program

Oregon Residential Loan Program is available to homeowners in Keizer, OR.

State program offering deferred-payment loans for home repairs to moderate-income homeowners. Loan is interest-free and payment is deferred until the home is sold, transferred, or no longer owner-occupied. Administered locally through Community Action agencies.

Deferred loan, no monthly payments; repaid when home is sold or transferred

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Keizer, OR, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred-payment loan up to $15,000
  • No monthly payments, repaid at sale or transfer
  • Income at or below 120% AMI may qualify
  • Covers major health and safety repairs
  • Contact Marion County Community Action for status

How to Apply

Get free help applying Visit Official Program Page Track this program

(503) 986-2000

A grant-savvy contractor in Keizer, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Keizer early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Check with local administrator for current status

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Oregon Residential Loan Program provide in Keizer, OR?

Up to $15,000 deferred loan.

Who qualifies for Oregon Residential Loan Program in Keizer?

Oregon Residential Loan Program is open to homeowners in Keizer, OR.

How do I apply for Oregon Residential Loan Program in Keizer, OR?

Apply directly with Oregon Housing & Community Services using the official program link on this page or call (503) 986-2000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Keizer, OR contractors

Find More Programs in Keizer, OR

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs