Georgia Dream Homeownership Program - Rehab Loan

Georgia Housing & Finance Authority

Available Home Repair

About This Program

Georgia Dream Homeownership Program - Rehab Loan is available to homeowners in Kennesaw, GA.

Available to Georgia Dream homebuyers, this add-on loan provides up to $15,000 for immediate repairs or improvements to the purchased home. Loan terms match the first mortgage and can be used for necessary repairs identified during inspection.

Loan amount added to first mortgage; repaid over same term

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Kennesaw, GA, you can combine this program with other local help to cut your cost:

Key Details

  • Rehab loan up to $15,000 for recent homebuyers
  • Available with Georgia Dream mortgage
  • Income limits vary by county (up to 140% AMI)
  • Same interest rate and term as first mortgage
  • Can cover repairs identified at purchase

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 359-4663

A grant-savvy contractor in Kennesaw, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kennesaw early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling; available with homebuyer mortgage

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Georgia Dream Homeownership Program - Rehab Loan provide in Kennesaw, GA?

Up to $15,000 rehab loan.

Who qualifies for Georgia Dream Homeownership Program - Rehab Loan in Kennesaw?

Georgia Dream Homeownership Program - Rehab Loan is open to homeowners in Kennesaw, GA.

How do I apply for Georgia Dream Homeownership Program - Rehab Loan in Kennesaw, GA?

Apply directly with Georgia Housing & Finance Authority using the official program link on this page or call (800) 359-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Kennesaw, GA contractors

Find More Programs in Kennesaw, GA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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