Washington State Septic System Repair/Replacement Loan

Washington State Department of Health

Available Home Repair

About This Program

Washington State Septic System Repair/Replacement Loan is available to homeowners in Kennewick, WA.

Low-interest loans for homeowners in Benton County to repair or replace failing on-site septic systems. Loans administered through Benton County Health Department with interest rates as low as 2-4% over 10-15 years.

Typical loan for septic repair or replacement at low interest rate

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Kennewick, WA, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan up to $15,000 for septic systems
  • Interest rates as low as 2-4%
  • 10-15 year repayment terms available
  • No income requirement
  • Administered through Benton County Health Department

How to Apply

Get free help applying Visit Official Program Page Track this program

(509) 460-4200

A grant-savvy contractor in Kennewick, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kennewick early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Washington State Septic System Repair/Replacement Loan provide in Kennewick, WA?

Low-interest loan up to $15,000.

Who qualifies for Washington State Septic System Repair/Replacement Loan in Kennewick?

Washington State Septic System Repair/Replacement Loan is open to homeowners in Kennewick, WA. It has no income limit.

How do I apply for Washington State Septic System Repair/Replacement Loan in Kennewick, WA?

Apply directly with Washington State Department of Health using the official program link on this page or call (509) 460-4200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Kennewick, WA contractors

Find More Programs in Kennewick, WA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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