Kentucky Disaster Recovery Program

Kentucky Division of Emergency Management / HUD CDBG-DR

Closed Disaster Relief

About This Program

Activated following presidential disaster declarations, this HUD-funded program assists homeowners with unmet recovery needs not fully covered by insurance or FEMA. Provides grants for home repair, reconstruction, and elevation in declared disaster areas. Check website after major disasters.

Maximum assistance for unmet disaster recovery needs

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Kentucky Oaks, KY, you can stack it with local programs like these:

Key Details

  • Up to $150,000 for disaster recovery
  • Activated after presidential disaster declarations
  • Covers unmet needs beyond FEMA and insurance
  • Available to all homeowners in affected areas
  • Check website after major disasters

How to Apply

A grant-savvy contractor in Kentucky Oaks, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kentucky Oaks early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Program activated only after presidential disaster declarations

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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