MSHDA Home Improvement Loan Program

Michigan State Housing Development Authority

Available Home Repair

About This Program

MSHDA Home Improvement Loan Program is available to homeowners in Kentwood, MI.

Low-interest home improvement loans for Michigan homeowners to make energy efficiency upgrades, repairs, and accessibility modifications. Fixed interest rates and flexible repayment terms available for income-qualified households.

Loan amount based on scope of work and household income

Data last verified 2026-06-09. How we verify our data.

In Kentwood, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Loans up to $50,000 for home repairs
  • Low fixed interest rates for qualified homeowners
  • Energy efficiency and accessibility upgrades eligible
  • Must be owner-occupied primary residence
  • Income limits apply based on county AMI

How to Apply

Get free help applying Visit Official Program Page Track this program

(517) 335-4663

A grant-savvy contractor in Kentwood, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Kentwood early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MSHDA Home Improvement Loan Program provide in Kentwood, MI?

Up to $50,000 loan.

Who qualifies for MSHDA Home Improvement Loan Program in Kentwood?

MSHDA Home Improvement Loan Program is open to homeowners in Kentwood, MI.

How do I apply for MSHDA Home Improvement Loan Program in Kentwood, MI?

Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (517) 335-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Kentwood, MI contractors

Find More Programs in Kentwood, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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