Find grants, rebates, forgivable loans, and free programs for Kerrville, TX, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Kerrville, TX, with individual awards up to $300,000. 6 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to low-income homeowners in Kerrville city limits. Loan is forgiven aft...
Provides grants for accessibility modifications to help elderly or disabled homeowners remain safely in their homes. Cov...
Federally funded program administered by TDHCA through Alamo Area Council of Governments. Provides free weatherization s...
Low-interest loans for very-low-income homeowners in eligible rural areas of Kerr County to repair or improve their home...
Grants for very-low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards from t...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their dis...
Grants for veterans with certain service-connected disabilities to adapt a home to meet their needs. For veterans who ar...
Rebates for CPS Energy customers who complete comprehensive home energy improvements through a participating contractor....
Rebates for CPS Energy customers who install high-efficiency HVAC systems. Rebate amounts vary based on system efficienc...
Rebates for CPS Energy customers who install high-efficiency electric or gas water heaters. Tankless and heat pump water...
Rebates for CPS Energy customers who install residential solar photovoltaic systems. Rebate amount is based on system si...
Property Assessed Clean Energy (PACE) financing allows property owners in participating Texas counties to finance energy...
Rebates for Hill Country residents who install water-saving devices including low-flow toilets, rainwater harvesting sys...
Mandatory school tax exemption of $10,000 for homeowners age 65 or older in Texas. Also freezes school taxes at the amou...
Mandatory school tax exemption of $10,000 for homeowners who are disabled as defined by Social Security Administration. ...
Property tax exemption for disabled veterans based on VA disability rating. 100% disabled veterans receive full exemptio...
HUD-funded program administered by Texas DSHS to identify and remediate lead-based paint hazards in homes built before 1...
CDBG-DR funding for homeowners affected by federally declared disasters in Texas. Provides assistance for home repair, r...
Provides emergency home repairs for low-income elderly or disabled homeowners in rural areas. Addresses immediate threat...
Grants to repair or replace failing septic systems for low-income homeowners in Kerr County. Protects public health and ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Kerrville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Kerrville, 16 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.