Texas Veterans Home Improvement Program (VHIP)

Texas Veterans Land Board

Available Veteran Housing

About This Program

Texas Veterans Home Improvement Program (VHIP) is available to homeowners in Killeen, TX.

Low-interest home improvement loans for Texas veterans who own and occupy their home. Interest rates are typically below market rate. Strong presence in Killeen due to proximity to Fort Cavazos.

Loan amount based on project scope and veteran's ability to repay

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Killeen, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans up to $25,000
  • For Texas veterans who own their home
  • Below-market interest rates
  • Covers repairs and improvements
  • Strong support in Killeen military community

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 252-8387

A grant-savvy contractor in Killeen, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Killeen early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas Veterans Home Improvement Program (VHIP) provide in Killeen, TX?

Loans up to $25,000.

Who qualifies for Texas Veterans Home Improvement Program (VHIP) in Killeen?

Texas Veterans Home Improvement Program (VHIP) is open to homeowners in Killeen, TX. It serves veterans and military families.

How do I apply for Texas Veterans Home Improvement Program (VHIP) in Killeen, TX?

Apply directly with Texas Veterans Land Board using the official program link on this page or call (800) 252-8387. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Killeen, TX contractors

Find More Programs in Killeen, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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