CalHOME Owner-Occupied Rehabilitation Program

California Department of Housing and Community Development

Available Home Repair

About This Program

CalHOME Owner-Occupied Rehabilitation Program is available to homeowners in King City, CA.

State-funded deferred-payment loan program for low-income homeowners to make essential home repairs and code compliance upgrades. Loans are deferred for up to 30 years and forgiven if homeowner maintains occupancy.

Deferred loan amount based on typical rehabilitation scope; no payments if homeowner stays

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In King City, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred-payment loan up to $40,000
  • Income at or below 80% area median income
  • Must be owner-occupied primary residence
  • No monthly payments; forgiven after 30 years
  • Contact Monterey County Housing Authority

How to Apply

Get free help applying Visit Official Program Page Track this program

(916) 263-2771

A grant-savvy contractor in King City, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in King City early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact local administrator for application windows

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can CalHOME Owner-Occupied Rehabilitation Program provide in King City, CA?

Deferred loan up to $40,000.

Who qualifies for CalHOME Owner-Occupied Rehabilitation Program in King City?

CalHOME Owner-Occupied Rehabilitation Program is open to homeowners in King City, CA. It prioritizes low-income households.

How do I apply for CalHOME Owner-Occupied Rehabilitation Program in King City, CA?

Apply directly with California Department of Housing and Community Development using the official program link on this page or call (916) 263-2771. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse King City, CA contractors

Find More Programs in King City, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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