Find grants, rebates, forgivable loans, and free programs for Kingston, NY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Kingston, NY, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded rehabilitation program for owner-occupied homes in Kingston requiring major repairs. Forgivable loan after 5...
Grant for emergency repairs posing immediate health or safety threats to Kingston residents at or below 50% AMI. No repa...
HUD-funded lead hazard control for pre-1978 homes in Ulster County with children under 6 years old. Free testing, abatem...
Provides accessibility modifications for Kingston homeowners with disabilities or seniors age 62+. Ramps, grab bars, wid...
Free weatherization services for income-eligible Kingston households including insulation, air sealing, heating system r...
Rebates for ENERGY STAR certified air-source and ground-source heat pumps installed by qualified contractors. Incentive ...
Rebates for attic, wall, and basement insulation plus air sealing services. Home energy assessment required. Incentive c...
Rebates for ENERGY STAR certified refrigerators, clothes washers, dehumidifiers, and other energy-efficient appliances p...
State incentive for residential solar panel installations in New York. Incentive amount based on system size. Additional...
Free energy efficiency upgrades for income-eligible households including insulation, air sealing, LED lighting, refriger...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas near Kingston to repair or improve ...
Grants for veterans with certain service-connected disabilities to buy, build, or modify a home to meet adaptive needs. ...
Grants for veterans with certain service-connected disabilities to adapt a home. Covers accessibility modifications such...
Emergency home repair grants for seniors age 60+ in Ulster County. Covers minor but essential repairs that impact health...
HOME Investment Partnership Program funds for substantial home rehabilitation in Ulster County. For low-income homeowner...
Low-interest loan program for homeowners needing to repair or replace private sewer laterals. Repaid through property ta...
Grant assistance for low- and moderate-income homeowners to replace lead or failing water service lines. Priority given ...
State tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied historic homes listed on State or ...
Comprehensive lead poisoning prevention including free testing, case management, and abatement services for homes where ...
Down payment and closing cost assistance for first-time homebuyers in New York State. Provided as a zero-interest second...
Emergency rental assistance for income-eligible renters in Ulster County at risk of housing instability. Pays past-due a...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Kingston, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Kingston, 16 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.