Washington State Housing Finance Commission Home Repair Programs

Washington State Housing Finance Commission

Available Home Repair

About This Program

Washington State Housing Finance Commission Home Repair Programs is available to homeowners in Lacey, WA.

The Washington State Housing Finance Commission partners with local lenders to provide below-market-rate home repair loans to moderate-income homeowners throughout Washington including Lacey. Programs include Home Repair, Home Advantage, and House Key loans for various repair and improvement needs.

Below-market interest rate loans available up to $50,000 through participating lenders

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lacey, WA, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market rate loans for home repairs
  • Up to $50,000 available
  • Must meet income limits (varies by county)
  • Available through participating lenders
  • Covers major repairs and improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 767-4663

A grant-savvy contractor in Lacey, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lacey early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Varies by program and lender

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Washington State Housing Finance Commission Home Repair Programs provide in Lacey, WA?

Varies by program, up to $50,000.

Who qualifies for Washington State Housing Finance Commission Home Repair Programs in Lacey?

Washington State Housing Finance Commission Home Repair Programs is open to homeowners in Lacey, WA.

How do I apply for Washington State Housing Finance Commission Home Repair Programs in Lacey, WA?

Apply directly with Washington State Housing Finance Commission using the official program link on this page or call (800) 767-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Lacey, WA contractors

Find More Programs in Lacey, WA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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