Louisiana Mortgage Credit Certificate Program

Louisiana Housing Corporation

Available Property Tax Relief

About This Program

Louisiana Mortgage Credit Certificate Program is available to homeowners in Lafayette, LA.

Provides a federal tax credit equal to 50% of mortgage interest paid annually (up to $2,000) for first-time homebuyers in Louisiana. The credit can be claimed every year for the life of the mortgage.

Estimated annual federal tax credit based on typical mortgage interest

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Lafayette, LA, you can combine this program with other local help to cut your cost:

Key Details

  • 50% of mortgage interest as federal tax credit
  • Up to $2,000 credit per year
  • Available every year for life of mortgage
  • Must be first-time homebuyer
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Lafayette, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Louisiana Mortgage Credit Certificate Program provide in Lafayette, LA?

Up to $2,000 annual tax credit.

Who qualifies for Louisiana Mortgage Credit Certificate Program in Lafayette?

Louisiana Mortgage Credit Certificate Program is open to homeowners in Lafayette, LA.

How do I apply for Louisiana Mortgage Credit Certificate Program in Lafayette, LA?

Apply directly with Louisiana Housing Corporation using the official program link on this page or call (225) 763-8700. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lafayette, LA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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