Arizona Housing Trust Fund - Owner-Occupied Rehab

Arizona Department of Housing

Available Home Repair

About This Program

Arizona Housing Trust Fund - Owner-Occupied Rehab is available to homeowners in Lake Havasu City, AZ.

State-funded program providing loans for major home repairs to low-income homeowners. Administered locally in partnership with community development organizations. Loans may be forgivable based on program design.

Loan amount based on repair scope and household income

Data last verified 2026-06-09. How we verify our data.

In Lake Havasu City, AZ, you can combine this program with other local help to cut your cost:

Key Details

  • Loans up to $30,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • May have forgiveness provisions
  • Contact local administrator to apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(602) 771-1000

A grant-savvy contractor in Lake Havasu City, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lake Havasu City early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted through local administrators

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Arizona Housing Trust Fund - Owner-Occupied Rehab provide in Lake Havasu City, AZ?

Up to $30,000 loan.

Who qualifies for Arizona Housing Trust Fund - Owner-Occupied Rehab in Lake Havasu City?

Arizona Housing Trust Fund - Owner-Occupied Rehab is open to homeowners in Lake Havasu City, AZ. It prioritizes low-income households.

How do I apply for Arizona Housing Trust Fund - Owner-Occupied Rehab in Lake Havasu City, AZ?

Apply directly with Arizona Department of Housing using the official program link on this page or call (602) 771-1000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Lake Havasu City, AZ contractors

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