Washington Housing Finance Commission Homeowner Rehab Loans

Washington State Housing Finance Commission

Available Home Repair

About This Program

Washington Housing Finance Commission Homeowner Rehab Loans is available to homeowners in Lake Stevens, WA.

Low-interest home improvement loans for moderate-income homeowners statewide. Rates typically 3-4% fixed for up to 20 years. Can be used for major repairs, accessibility modifications, or energy efficiency upgrades.

Loan amount varies by scope of work; example shows $30,000 at 4% interest

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lake Stevens, WA, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans up to $50,000
  • 3-4% fixed rates for up to 20 years
  • Income at or below 100% AMI typically
  • Available for major repairs and accessibility
  • Statewide availability including Lake Stevens

How to Apply

Get free help applying Visit Official Program Page Track this program

(206) 287-4400

A grant-savvy contractor in Lake Stevens, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lake Stevens early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Washington Housing Finance Commission Homeowner Rehab Loans provide in Lake Stevens, WA?

Loans up to $50,000.

Who qualifies for Washington Housing Finance Commission Homeowner Rehab Loans in Lake Stevens?

Washington Housing Finance Commission Homeowner Rehab Loans is open to homeowners in Lake Stevens, WA.

How do I apply for Washington Housing Finance Commission Homeowner Rehab Loans in Lake Stevens, WA?

Apply directly with Washington State Housing Finance Commission using the official program link on this page or call (206) 287-4400. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Lake Stevens, WA contractors

Find More Programs in Lake Stevens, WA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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