Home Improvement Grants in Lake Wales.

Find grants, rebates, forgivable loans, and free programs for Lake Wales, FL, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lake Wales, FL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Florida Weatherization Assistance Program (WAP)

Federally-funded program administered by the State of Florida to reduce energy costs for low-income households through h...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program offering low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, imp...

Home Repair
Free energy assessment + up to $200 in upgrades

Duke Energy Home Energy House Call

Duke Energy offers free in-home energy assessments with installation of energy-saving measures such as LED bulbs, low-fl...

Energy
Up to $250 rebate

Duke Energy Heat Pump Rebate Program

Rebate program for Duke Energy Florida customers who install qualifying high-efficiency heat pump systems. Rebates vary ...

Energy
Free lead testing and remediation assistance

Florida Department of Health Lead Program

State-funded program providing free lead-based paint inspection, risk assessment, and remediation assistance for homes b...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, purchase, or modify a home to meet their dis...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will res...

Veterans
Up to $850 solar installation rebate

Duke Energy Solar Rebate Program

Rebate for Duke Energy Florida residential customers who install qualifying solar photovoltaic (PV) systems. Incentive i...

Solar/Renewable
Up to $10,000 grant

Polk County Senior Home Repair Assistance

Grant program for Polk County senior homeowners (62+) with income below 80% AMI to address emergency home repairs and ac...

Seniors & Disability
Up to $25,000 in mortgage assistance

Florida Hardest-Hit Fund

Formerly provided assistance to Florida homeowners who experienced financial hardship due to unemployment, underemployme...

Home Repair
Varies by project, typically up to $30,000

Florida HOME Investment Partnerships

Federal HOME funds administered by Florida Housing Finance Corporation to support homeowner rehabilitation and repair pr...

Home Repair
Up to $20,000 grant

Polk County ADA Home Modification Program

Provides accessibility modifications for owner-occupied homes in Polk County where a resident has a documented disabilit...

Seniors & Disability
Up to $5,000 grant

Lake Wales CDBG Emergency Repair Program

City of Lake Wales CDBG-funded program providing emergency home repairs for very-low-income owner-occupants within city ...

Emergency
Up to $3,000 forgivable loan

Lake Wales Sewer Lateral Repair Assistance

Assists Lake Wales homeowners with sewer lateral repairs on private property connecting to city main lines. Provides for...

Home Repair
Up to $150 rebate

Duke Energy Water Heater Rebate

Rebate for Duke Energy residential customers who install qualifying high-efficiency electric water heaters. Eligible mod...

Energy
$50 rebate + $50 annual bill credit

Duke Energy Smart Thermostat Program

Duke Energy offers rebates and ongoing bill credits for customers who install qualifying smart thermostats and enroll in...

Energy
100% project financing

Florida PACE Financing Program

Property Assessed Clean Energy (PACE) financing allows Florida homeowners to finance energy efficiency, renewable energy...

Energy
Up to $100,000 repair grant

Rebuild Florida Housing Repair Program

HUD CDBG-DR funded program to repair or rebuild homes damaged by Hurricane Irma (2017) and subsequent Florida disasters....

Disaster
Up to $30,000 matching grant

Florida Homeowner Flood Mitigation Program

State grant program to help homeowners elevate, retrofit, or otherwise mitigate flood risk to existing single-family hom...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in Lake Wales, FL?

23 programs are currently listed for Lake Wales, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Lake Wales have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lake Wales, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Lake Wales?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.