Florida State Housing Initiatives Partnership (SHIP)

Florida Housing Finance Corporation

Available Home Repair

About This Program

Florida State Housing Initiatives Partnership (SHIP) is available to homeowners in Lakewood Ranch, FL.

State-funded local housing partnership providing assistance for home rehabilitation and repair for low-income homeowners. Manatee County administers SHIP funds for eligible owner-occupied repairs, with priority for elderly and disabled residents.

Grant or forgivable loan amount based on county allocation and need

Data last verified 2026-06-09. How we verify our data.

In Lakewood Ranch, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Rehabilitation assistance for low-income homeowners
  • Income typically 80% AMI or below
  • Priority for elderly and disabled residents
  • Grant or forgivable loan structure
  • Contact Manatee County for local program details

How to Apply

Get free help applying Visit Official Program Page Track this program

(941) 749-3027

A grant-savvy contractor in Lakewood Ranch, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lakewood Ranch early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact Manatee County for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Florida State Housing Initiatives Partnership (SHIP) provide in Lakewood Ranch, FL?

Varies by county; up to $15,000 typical.

Who qualifies for Florida State Housing Initiatives Partnership (SHIP) in Lakewood Ranch?

Florida State Housing Initiatives Partnership (SHIP) is open to homeowners in Lakewood Ranch, FL. It prioritizes low-income households. It serves seniors.

How do I apply for Florida State Housing Initiatives Partnership (SHIP) in Lakewood Ranch, FL?

Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (941) 749-3027. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Lakewood Ranch, FL contractors

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