Lansing Owner-Occupied Rehabilitation Program

City of Lansing Planning & Neighborhood Development

Available Home Repair

About This Program

Lansing Owner-Occupied Rehabilitation Program is available to homeowners in Lansing, MI.

CDBG-funded program providing major home rehabilitation loans for income-eligible owner-occupied homes in Lansing. Loan is forgiven after 10 years of continued owner-occupancy and compliance with program requirements.

Forgivable loan, no repayment if you stay in the home 10 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lansing, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Lansing city limits
  • Forgiven after 10 years of compliance
  • Covers roofing, structural, systems upgrades

How to Apply

A grant-savvy contractor in Lansing, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lansing early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Lansing Owner-Occupied Rehabilitation Program provide in Lansing, MI?

Forgivable loan up to $30,000.

Who qualifies for Lansing Owner-Occupied Rehabilitation Program in Lansing?

Lansing Owner-Occupied Rehabilitation Program is open to homeowners in Lansing, MI. It prioritizes low-income households.

How do I apply for Lansing Owner-Occupied Rehabilitation Program in Lansing, MI?

Apply directly with City of Lansing Planning & Neighborhood Development using the official program link on this page or call (517) 483-4090. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lansing, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs