Largo CDBG Owner-Occupied Housing Rehabilitation

City of Largo Community Development

Available Home Repair

About This Program

Largo CDBG Owner-Occupied Housing Rehabilitation is available to homeowners in Largo, FL.

Community Development Block Grant program providing deferred, zero-interest loans for major home repairs to income-eligible homeowners in Largo city limits. Loan is due upon sale, transfer, or change of occupancy.

Deferred loan for major repairs, payable when home is sold or transferred

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Largo, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred 0% interest loan up to $35,000
  • Income at or below 80% AMI required
  • Must own and occupy home in Largo city limits
  • Repayment deferred until sale or transfer
  • Covers major systems and structural repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(727) 586-7489

A grant-savvy contractor in Largo, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Largo early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Largo CDBG Owner-Occupied Housing Rehabilitation provide in Largo, FL?

Deferred loan up to $35,000.

Who qualifies for Largo CDBG Owner-Occupied Housing Rehabilitation in Largo?

Largo CDBG Owner-Occupied Housing Rehabilitation is open to homeowners in Largo, FL. It prioritizes low-income households.

How do I apply for Largo CDBG Owner-Occupied Housing Rehabilitation in Largo, FL?

Apply directly with City of Largo Community Development using the official program link on this page or call (727) 586-7489. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Largo, FL contractors

Find More Programs in Largo, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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