Las Cruces HOME Rehabilitation Program

City of Las Cruces / HUD HOME Program

Available Home Repair

About This Program

Las Cruces HOME Rehabilitation Program is available to homeowners in Las Cruces, NM.

HUD HOME Investment Partnership Program funds for comprehensive home rehabilitation. Provides forgivable loans for major repairs to bring homes up to code and improve livability. Loan forgiven after 10 years of continued owner occupancy, prorated for early sale.

Forgivable loan based on rehabilitation needs, no repayment if 10-year occupancy requirement met

Data last verified 2026-05-25. How we verify our data.

This is a national program. In Las Cruces, NM, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $40,000
  • Income at or below 80% AMI required
  • Forgiven after 10 years of occupancy
  • Comprehensive rehabilitation of existing homes
  • Must meet HOME program property standards

How to Apply

Get free help applying Visit Official Program Page Track this program

(575) 528-3043

A grant-savvy contractor in Las Cruces, NM can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Las Cruces early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted quarterly

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Las Cruces HOME Rehabilitation Program provide in Las Cruces, NM?

Forgivable loan up to $40,000.

Who qualifies for Las Cruces HOME Rehabilitation Program in Las Cruces?

Las Cruces HOME Rehabilitation Program is open to homeowners in Las Cruces, NM. It prioritizes low-income households.

How do I apply for Las Cruces HOME Rehabilitation Program in Las Cruces, NM?

Apply directly with City of Las Cruces / HUD HOME Program using the official program link on this page or call (575) 528-3043. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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