Find grants, rebates, forgivable loans, and free programs for Lenoir, NC, filtered to your situation.
As of June 2026, 19 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lenoir, NC, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 7 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs and rehabilitation for low-income homeowners in North Carolina. Loan is...
Federally funded weatherization program administered locally by Western Piedmont Council of Governments. Provides free e...
Provides free lead hazard assessment and remediation for homes where a child under 6 with elevated blood lead levels res...
Provides grants up to $10,000 for seniors 62+ and loans up to $40,000 for very low-income homeowners to repair, improve,...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Assists veterans with certain service-connected disabilities to adapt a family member's home or their own home for acces...
Duke Energy offers rebates for qualifying energy-efficient home improvements including heat pumps, water heaters, insula...
Provides rebates of $0.60 per watt for residential solar photovoltaic systems up to 10 kW. Available to Duke Energy Prog...
Provides minor home modifications to enable seniors and adults with disabilities to remain safely in their homes. Covers...
Provides emergency repair grants for health and safety hazards in unincorporated Caldwell County. Covers critical repair...
Federal HOME Investment Partnerships Program funds distributed by NC Housing Finance Agency for comprehensive home rehab...
Provides emergency assistance for households experiencing heating or cooling equipment failure or energy crisis. Availab...
Provides financial assistance for repair or replacement of failing septic systems in Caldwell County. Available as grant...
North Carolina Homestead Exclusion reduces the appraised value of a permanent residence by up to 50% for seniors 65+ or ...
North Carolina disabled veterans with 100% permanent and total service-connected disability receive a $45,000 exclusion ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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19 programs are currently listed for Lenoir, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lenoir, 13 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.