Find grants, rebates, forgivable loans, and free programs for Lexington, TN, filtered to your situation.
As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lexington, TN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 8 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
State-funded emergency repair grants administered by the City of Lexington for very low-income homeowners to address cri...
Federally funded weatherization program administered by Southwest Human Resource Agency providing free energy efficiency...
USDA Rural Development program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners in ...
VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their d...
VA grant for veterans with certain service-connected disabilities to adapt a home to meet disability needs. Eligible vet...
Rebate for Meriwether Lewis Electric Cooperative members who install qualifying high-efficiency electric heat pumps. Reb...
Rebate program for Meriwether Lewis Electric Cooperative members installing qualifying electric water heaters including ...
Rebate for Meriwether Lewis Electric Cooperative members who add insulation to attics, walls, or crawl spaces. Minimum R...
TVA-sponsored program providing comprehensive energy upgrades for income-qualified homeowners served by Meriwether Lewis...
State-administered HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978 where c...
State first-time homebuyer program offering competitive interest rates and down payment assistance. Available to qualifi...
Grant program for low-income homeowners in rural Henderson County to repair or replace failing septic systems. Helps pre...
Former federal program that provided mortgage payment assistance and blight elimination funds to Tennessee homeowners af...
Federal CDBG disaster recovery funds allocated to Tennessee after major disasters. Provides home repair and reconstructi...
Matching grant program for owners of historic properties listed or eligible for the National Register of Historic Places...
Tennessee state program allowing qualifying homeowners age 65 and older with total annual income under state thresholds ...
Tennessee property tax relief for homeowners with total and permanent disability certified by a physician or receiving S...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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21 programs are currently listed for Lexington, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lexington, 16 programs do not require repayment, 0 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.