Home Improvement Grants in Lexington.

Find grants, rebates, forgivable loans, and free programs for Lexington, TN, filtered to your situation.

As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lexington, TN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 8 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans0Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 21 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 grant

THDA Emergency Repair Program

State-funded emergency repair grants administered by the City of Lexington for very low-income homeowners to address cri...

Emergency
Up to $8,000 in weatherization services

Tennessee Weatherization Assistance Program

Federally funded weatherization program administered by Southwest Human Resource Agency providing free energy efficiency...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA Rural Development program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners in ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their d...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home to meet disability needs. Eligible vet...

Veterans
Up to $500 rebate

Meriwether Lewis Electric Heat Pump Rebate

Rebate for Meriwether Lewis Electric Cooperative members who install qualifying high-efficiency electric heat pumps. Reb...

Energy
Up to $300 rebate

Meriwether Lewis Electric Water Heater Rebate

Rebate program for Meriwether Lewis Electric Cooperative members installing qualifying electric water heaters including ...

Energy
Up to $400 rebate

Meriwether Lewis Electric Insulation Rebate

Rebate for Meriwether Lewis Electric Cooperative members who add insulation to attics, walls, or crawl spaces. Minimum R...

Weatherization
Up to $10,000 in upgrades

TVA Home Uplift Program

TVA-sponsored program providing comprehensive energy upgrades for income-qualified homeowners served by Meriwether Lewis...

Weatherization
Free lead hazard removal

Tennessee Lead-Based Paint Hazard Control Program

State-administered HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978 where c...

Home Repair
Down payment assistance varies

THDA Great Choice Home Loan

State first-time homebuyer program offering competitive interest rates and down payment assistance. Available to qualifi...

Homebuyer
Up to $5,000 grant

Henderson County Septic System Repair Grant

Grant program for low-income homeowners in rural Henderson County to repair or replace failing septic systems. Helps pre...

Home Repair
Up to $30,000 assistance

Tennessee Hardest Hit Fund

Former federal program that provided mortgage payment assistance and blight elimination funds to Tennessee homeowners af...

Disaster
Varies by disaster and damage

Tennessee CDBG Disaster Recovery Program

Federal CDBG disaster recovery funds allocated to Tennessee after major disasters. Provides home repair and reconstructi...

Disaster
Up to $5,000 grant

Tennessee Historical Commission Preservation Grant

Matching grant program for owners of historic properties listed or eligible for the National Register of Historic Places...

Historic
Property tax freeze or reduction

Tennessee Elderly Property Tax Relief

Tennessee state program allowing qualifying homeowners age 65 and older with total annual income under state thresholds ...

Property Tax Relief
Property tax reduction

Tennessee Disability Property Tax Relief

Tennessee property tax relief for homeowners with total and permanent disability certified by a physician or receiving S...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Lexington

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Frequently asked questions

What home improvement grants are available in Lexington, TN?

21 programs are currently listed for Lexington, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Lexington have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lexington, 16 programs do not require repayment, 0 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Lexington?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.