Liberty Owner-Occupied Housing Rehabilitation Program

City of Liberty Community Development (CDBG)

Available Home Repair

About This Program

Liberty Owner-Occupied Housing Rehabilitation Program is available to homeowners in Liberty, MO.

CDBG-funded program providing comprehensive home rehabilitation for low- and moderate-income homeowners in Liberty. Loan is structured as a deferred, forgivable loan: forgiven after 5 years of continued owner-occupancy. Covers major systems, structural repairs, and accessibility modifications.

Forgivable loan for major repairs, no repayment if home occupied for 5 years

Data last verified 2026-06-09. How we verify our data.

In Liberty, MO, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $25,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Liberty city limits
  • Loan forgiven after 5 years of occupancy
  • Covers roofing, HVAC, structural, accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(816) 439-4520

A grant-savvy contractor in Liberty, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Liberty early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted quarterly; contact for current cycle

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Liberty Owner-Occupied Housing Rehabilitation Program provide in Liberty, MO?

Up to $25,000 forgivable loan.

Who qualifies for Liberty Owner-Occupied Housing Rehabilitation Program in Liberty?

Liberty Owner-Occupied Housing Rehabilitation Program is open to homeowners in Liberty, MO. It prioritizes low-income households.

How do I apply for Liberty Owner-Occupied Housing Rehabilitation Program in Liberty, MO?

Apply directly with City of Liberty Community Development (CDBG) using the official program link on this page or call (816) 439-4520. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Liberty, MO contractors

Find More Programs in Liberty, MO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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