Find grants, rebates, forgivable loans, and free programs for Lincoln City, OR, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Lincoln City, OR, with individual awards up to $150,000. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 1 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
State-funded weatherization program that provides free energy efficiency upgrades to income-qualified homeowners and ren...
Federal program providing loans and grants to very low-income rural homeowners to repair, improve, or modernize their ho...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet adaptive needs. Eli...
Grant for veterans with service-connected disabilities to adapt a family member's home in which they will reside. Eligib...
Cash incentive for residential solar electric (photovoltaic) systems installed by Central Lincoln PUD customers. Incenti...
State tax credit for Oregon homeowners who install qualifying renewable energy systems including solar electric, solar t...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under 6 ...
Grant program administered through Community Action Partnership of Oregon for emergency home repairs that pose immediate...
CDBG-funded program providing grants to income-qualified homeowners to make accessibility modifications for household me...
CDBG-funded forgivable loan for major home repairs and rehabilitation to address code violations, health and safety haza...
Grant program for income-qualified homeowners to repair or replace damaged sewer lateral lines on private property. Cove...
Grant program for Lincoln County seniors age 60+ to address critical home repairs and safety issues. Covers repairs nece...
Instant discount on qualifying smart thermostats purchased at participating retailers for Central Lincoln PUD customers....
State grant program to help homeowners retrofit homes built before 1973 to better withstand earthquakes. Covers foundati...
Federal HOME Investment Partnerships Program funds for owner-occupied home rehabilitation in Lincoln County. Provides fo...
Cash incentive for Central Lincoln PUD customers who upgrade to energy-efficient windows and doors. Rebate amount varies...
FEMA-funded grant program to help Lincoln City homeowners in flood-prone coastal areas mitigate flood damage through ele...
State program allowing qualified homeowners age 62+ or with disabilities to defer payment of property taxes. Taxes becom...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Lincoln City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Lincoln City, 18 programs do not require repayment, 2 are forgivable loans, and 1 is rebate.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.