RIHousing Homeowner Stability Program

Rhode Island Housing Finance Authority

Available Home Repair

About This Program

RIHousing Homeowner Stability Program is available to homeowners in Lincoln, RI.

Provides mortgage payment assistance to Rhode Island homeowners facing financial hardship due to unemployment, underemployment, or documented financial setback. Includes assistance with mortgage arrearages, principal reduction, and reinstatement.

Assistance varies based on arrears and income documentation

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lincoln, RI, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $30,000 in mortgage assistance
  • For homeowners facing financial hardship
  • Covers arrearages and reinstatement costs
  • Income at or below 150% AMI
  • Applications reviewed on rolling basis

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 457-1287

A grant-savvy contractor in Lincoln, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lincoln early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted on ongoing basis

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can RIHousing Homeowner Stability Program provide in Lincoln, RI?

Up to $30,000 mortgage assistance.

Who qualifies for RIHousing Homeowner Stability Program in Lincoln?

RIHousing Homeowner Stability Program is open to homeowners in Lincoln, RI.

How do I apply for RIHousing Homeowner Stability Program in Lincoln, RI?

Apply directly with Rhode Island Housing Finance Authority using the official program link on this page or call (401) 457-1287. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Lincoln, RI contractors

Find More Programs in Lincoln, RI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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