Arkansas Housing Finance Agency Repair Program

Arkansas Development Finance Authority (ADFA)

Available Home Repair

About This Program

Arkansas Housing Finance Agency Repair Program is available to homeowners in Little Rock, AR.

State-funded home repair loan program for low- to moderate-income homeowners. Deferred payment loan at 0% interest, due upon sale or transfer of property.

Deferred loan, no monthly payments, due when home is sold

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Little Rock, AR, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred payment loan up to $25,000
  • 0% interest rate
  • Income at or below 120% AMI
  • No monthly payments, due at sale
  • Covers major structural and system repairs

How to Apply

A grant-savvy contractor in Little Rock, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Little Rock early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted continuously

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Arkansas Housing Finance Agency Repair Program provide in Little Rock, AR?

Up to $25,000 deferred loan.

Who qualifies for Arkansas Housing Finance Agency Repair Program in Little Rock?

Arkansas Housing Finance Agency Repair Program is open to homeowners in Little Rock, AR.

How do I apply for Arkansas Housing Finance Agency Repair Program in Little Rock, AR?

Apply directly with Arkansas Development Finance Authority (ADFA) using the official program link on this page or call (501) 682-5900. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Little Rock, AR

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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