Arapahoe County Home Rehabilitation Loan

Arapahoe County Housing & Community Development

Available Home Repair

About This Program

Arapahoe County Home Rehabilitation Loan is available to homeowners in Littleton, CO.

CDBG-funded deferred forgivable loan for major home repairs to income-qualified homeowners in unincorporated Arapahoe County and participating municipalities including Littleton. Loan forgiven after 10 years of continuous owner-occupancy.

Forgivable loan, no repayment if you remain in home 10 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Littleton, CO, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Owner-occupied homes in Arapahoe County
  • Loan forgiven after 10 years of residency
  • Covers roofing, HVAC, plumbing, electrical, structural

How to Apply

A grant-savvy contractor in Littleton, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Littleton early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Arapahoe County Home Rehabilitation Loan provide in Littleton, CO?

Forgivable loan up to $35,000.

Who qualifies for Arapahoe County Home Rehabilitation Loan in Littleton?

Arapahoe County Home Rehabilitation Loan is open to homeowners in Littleton, CO. It prioritizes low-income households.

How do I apply for Arapahoe County Home Rehabilitation Loan in Littleton, CO?

Apply directly with Arapahoe County Housing & Community Development using the official program link on this page or call (303) 738-8040. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Littleton, CO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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