Montana Housing Finance Authority Home Improvement Loan

Montana Housing Finance Authority

Available Home Repair

About This Program

Montana Housing Finance Authority Home Improvement Loan is available to homeowners in Livingston, MT.

Low-interest home improvement loans for Montana homeowners to finance repairs, renovations, and energy efficiency upgrades. Available through participating lenders statewide with flexible terms and below-market interest rates.

Loan amount based on creditworthiness and project scope, typical rate 4-6%

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Livingston, MT, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans up to $25,000
  • Must be owner-occupied primary residence
  • Income limits apply (up to 115% AMI)
  • Below-market interest rates (4-6%)
  • Available through participating lenders

How to Apply

Get free help applying Visit Official Program Page Track this program

(406) 841-2840

A grant-savvy contractor in Livingston, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Livingston early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Montana Housing Finance Authority Home Improvement Loan provide in Livingston, MT?

Loans up to $25,000.

Who qualifies for Montana Housing Finance Authority Home Improvement Loan in Livingston?

Montana Housing Finance Authority Home Improvement Loan is open to homeowners in Livingston, MT.

How do I apply for Montana Housing Finance Authority Home Improvement Loan in Livingston, MT?

Apply directly with Montana Housing Finance Authority using the official program link on this page or call (406) 841-2840. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Livingston, MT contractors

Find More Programs in Livingston, MT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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