New York State HOME Program - Homeowner Rehab

NYS Housing Trust Fund / Local Administrator

Available Home Repair

About This Program

New York State HOME Program - Homeowner Rehab is available to homeowners in Lockport, NY.

Federally-funded HOME Investment Partnerships Program administered through Niagara County providing comprehensive rehabilitation assistance to low-income homeowners. Forgivable loan for major repairs and improvements to bring homes up to local housing code standards.

Forgivable loan amount based on scope of needed repairs; forgiven over 5-10 years of occupancy

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lockport, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $50,000 forgivable loan for major rehab
  • Income at or below 80% AMI required
  • Forgiven after 5-10 years of continued occupancy
  • Comprehensive repairs to meet code standards
  • Administered through Niagara County

How to Apply

Get free help applying Visit Official Program Page Track this program

(716) 278-1890

A grant-savvy contractor in Lockport, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lockport early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact Niagara County for application cycles

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can New York State HOME Program - Homeowner Rehab provide in Lockport, NY?

Up to $50,000 forgivable loan.

Who qualifies for New York State HOME Program - Homeowner Rehab in Lockport?

New York State HOME Program - Homeowner Rehab is open to homeowners in Lockport, NY. It prioritizes low-income households.

How do I apply for New York State HOME Program - Homeowner Rehab in Lockport, NY?

Apply directly with NYS Housing Trust Fund / Local Administrator using the official program link on this page or call (716) 278-1890. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Lockport, NY contractors

Find More Programs in Lockport, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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