Montana Housing Rehabilitation Loan Program

Montana Department of Commerce

Available Home Repair

About This Program

Montana Housing Rehabilitation Loan Program is available to homeowners in Lockwood, MT.

Low-interest rehabilitation loans for Montana homeowners to address critical home repairs and improvements. Available through local housing agencies with terms up to 20 years and interest rates as low as 0% for very low-income households.

Loan amount varies by household income and project scope

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lockwood, MT, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loans for major home repairs
  • Income at or below 120% AMI typically required
  • Terms up to 20 years available
  • 0% interest for very low-income households
  • Must be owner-occupied primary residence

How to Apply

Get free help applying Visit Official Program Page Track this program

(406) 841-2770

A grant-savvy contractor in Lockwood, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lockwood early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Montana Housing Rehabilitation Loan Program provide in Lockwood, MT?

Loans up to $35,000.

Who qualifies for Montana Housing Rehabilitation Loan Program in Lockwood?

Montana Housing Rehabilitation Loan Program is open to homeowners in Lockwood, MT.

How do I apply for Montana Housing Rehabilitation Loan Program in Lockwood, MT?

Apply directly with Montana Department of Commerce using the official program link on this page or call (406) 841-2770. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Lockwood, MT contractors

Find More Programs in Lockwood, MT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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