Georgia CHIP (Community HOME Investment Program)

Georgia Department of Community Affairs

Available Home Repair

About This Program

Georgia CHIP (Community HOME Investment Program) is available to homeowners in Locust Grove, GA.

Georgia's Community HOME Investment Program provides forgivable loans for comprehensive home rehabilitation. Administered locally by regional commissions. Loan forgiven after 15 years of compliance.

Forgivable loan over 15 years for major rehabilitation

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Locust Grove, GA, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $55,000
  • Comprehensive home rehabilitation
  • Income at or below 80% AMI
  • Forgiven after 15 years
  • Administered by Three Rivers Regional Commission

How to Apply

Get free help applying Visit Official Program Page Track this program

(706) 295-6485

A grant-savvy contractor in Locust Grove, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Locust Grove early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Administered locally, check with Three Rivers RC

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Georgia CHIP (Community HOME Investment Program) provide in Locust Grove, GA?

Up to $55,000 forgivable loan.

Who qualifies for Georgia CHIP (Community HOME Investment Program) in Locust Grove?

Georgia CHIP (Community HOME Investment Program) is open to homeowners in Locust Grove, GA. It prioritizes low-income households.

How do I apply for Georgia CHIP (Community HOME Investment Program) in Locust Grove, GA?

Apply directly with Georgia Department of Community Affairs using the official program link on this page or call (706) 295-6485. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Locust Grove, GA contractors

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