NYS Restore Program

NYS Homes & Community Renewal

Waitlist Home Repair

About This Program

NYS Restore Program is available to homeowners in Long Beach, NY.

State program providing forgivable loans to low- and moderate-income homeowners for major rehabilitation and repairs to bring homes up to code. Loan is forgiven after 10 years of continued owner-occupancy.

Forgivable loan amount based on scope of repairs; no repayment if you remain in home 10 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Long Beach, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied
  • Forgiven after 10 years of residency
  • Currently waitlisted in some areas

How to Apply

Get free help applying Visit Official Program Page Track this program

(518) 473-2526

A grant-savvy contractor in Long Beach, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Long Beach early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted when funding available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can NYS Restore Program provide in Long Beach, NY?

Up to $50,000 forgivable loan.

Who qualifies for NYS Restore Program in Long Beach?

NYS Restore Program is open to homeowners in Long Beach, NY.

How do I apply for NYS Restore Program in Long Beach, NY?

Apply directly with NYS Homes & Community Renewal using the official program link on this page or call (518) 473-2526. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Long Beach, NY contractors

Find More Programs in Long Beach, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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