SONYMA Homeowner Protection Program (HOPP)

State of NY Mortgage Agency

Available Home Repair

About This Program

SONYMA Homeowner Protection Program (HOPP) is available to homeowners in Long Beach, NY.

Low-interest home improvement loan for owner-occupants who have a SONYMA mortgage. Funds can be used for repairs, improvements, or energy-efficient upgrades. Must have good payment history on existing SONYMA mortgage.

Loan amount based on project cost and available equity, up to program maximum

Data last verified 2026-06-09. How we verify our data.

In Long Beach, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan for SONYMA mortgage holders
  • Covers repairs, improvements, energy upgrades
  • Must have good payment history
  • Up to $40,000 available
  • Owner-occupied properties only

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 382-4663

A grant-savvy contractor in Long Beach, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Long Beach early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can SONYMA Homeowner Protection Program (HOPP) provide in Long Beach, NY?

Up to $40,000 loan.

Who qualifies for SONYMA Homeowner Protection Program (HOPP) in Long Beach?

SONYMA Homeowner Protection Program (HOPP) is open to homeowners in Long Beach, NY.

How do I apply for SONYMA Homeowner Protection Program (HOPP) in Long Beach, NY?

Apply directly with State of NY Mortgage Agency using the official program link on this page or call (800) 382-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Long Beach, NY contractors

Find More Programs in Long Beach, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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