HOME Investment Partnerships - Homeowner Rehab

Lorain County (HUD HOME Funds)

Available Home Repair

About This Program

HOME Investment Partnerships - Homeowner Rehab is available to homeowners in Lorain, OH.

Federally funded HOME program providing forgivable loans for homeowner rehabilitation in Lorain County. Helps low-income homeowners with major repairs, code violations, and structural improvements. Loan forgiven after affordability period.

Forgivable loan amount based on rehabilitation needs up to maximum

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Lorain, OH, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $25,000 for rehab
  • Income at or below 80% AMI required
  • Must be owner-occupied in Lorain County
  • Covers major repairs and code compliance
  • Forgiven after affordability period

How to Apply

Get free help applying Visit Official Program Page Track this program

(440) 329-5750

A grant-savvy contractor in Lorain, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lorain early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact County for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can HOME Investment Partnerships - Homeowner Rehab provide in Lorain, OH?

Up to $25,000 forgivable loan.

Who qualifies for HOME Investment Partnerships - Homeowner Rehab in Lorain?

HOME Investment Partnerships - Homeowner Rehab is open to homeowners in Lorain, OH. It prioritizes low-income households.

How do I apply for HOME Investment Partnerships - Homeowner Rehab in Lorain, OH?

Apply directly with Lorain County (HUD HOME Funds) using the official program link on this page or call (440) 329-5750. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Lorain, OH contractors

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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