Ohio Housing Trust Fund - Owner Repair

Ohio Housing Finance Agency

Available Home Repair

About This Program

Ohio Housing Trust Fund - Owner Repair is available to homeowners in Lorain, OH.

State-funded home repair grants for very low-income homeowners to address critical health and safety issues. Administered locally through Lorain County agencies to help maintain affordable homeownership.

Grant amount based on repair needs and available funding

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lorain, OH, you can combine this program with other local help to cut your cost:

Key Details

  • Grants up to $15,000 for critical repairs
  • Income at or below 50% AMI required
  • Must be owner-occupied in Lorain County
  • Addresses health and safety issues
  • Administered through local agencies

How to Apply

Get free help applying Visit Official Program Page Track this program

(888) 362-6432

A grant-savvy contractor in Lorain, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Lorain early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact local administrator for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Ohio Housing Trust Fund - Owner Repair provide in Lorain, OH?

Grant up to $15,000.

Who qualifies for Ohio Housing Trust Fund - Owner Repair in Lorain?

Ohio Housing Trust Fund - Owner Repair is open to homeowners in Lorain, OH. It prioritizes low-income households.

How do I apply for Ohio Housing Trust Fund - Owner Repair in Lorain, OH?

Apply directly with Ohio Housing Finance Agency using the official program link on this page or call (888) 362-6432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Lorain, OH contractors

Find More Programs in Lorain, OH

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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