Ohio Homestead Exemption

Lorain County Auditor / Ohio Department of Taxation

Available Property Tax Relief

About This Program

Ohio Homestead Exemption is available to homeowners in Lorain, OH.

Property tax exemption for Ohio homeowners age 65+ or permanently disabled. Exempts up to $27,200 of home market value from taxation in Lorain County, reducing annual property tax bills.

Tax savings based on exemption amount and local millage rate

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Lorain, OH, you can combine this program with other local help to cut your cost:

Key Details

  • Property tax exemption for seniors 65+ or disabled
  • Exempts up to $27,200 of home value
  • Must be owner-occupied in Lorain County
  • No income limit
  • Apply at County Auditor's office

How to Apply

A grant-savvy contractor in Lorain, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Form to file: Form DTE 105A (Homestead Exemption Application)

Ohio's Homestead Exemption lowers the property tax on the home of a qualifying senior, disabled person, or surviving spouse by shielding part of the home's market value from tax. You file Form DTE 105A once with your county auditor, and the exemption continues each year.

Steps to apply

  1. Confirm you qualify: age 65 or older during the year, or permanently and totally disabled, or a qualifying surviving spouse, and the home is your principal residence.
  2. Download Form DTE 105A, the Homestead Exemption Application, from the Ohio Department of Taxation.
  3. If you qualify based on disability, also complete Form DTE 105E, the Certificate of Disability.
  4. File the form with your county auditor's office by the deadline.

Documents you will likely need

  • Proof of age (65 or older) or the disability certificate (Form DTE 105E).
  • Proof the home is your principal residence.
  • Your prior-year Ohio income information if an income test applies.
  • The completed Form DTE 105A.

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Ohio Homestead Exemption provide in Lorain, OH?

Up to $27,200 property value exemption.

Who qualifies for Ohio Homestead Exemption in Lorain?

Ohio Homestead Exemption is open to homeowners in Lorain, OH. It has no income limit. It serves seniors.

How do I apply for Ohio Homestead Exemption in Lorain, OH?

Apply directly with Lorain County Auditor / Ohio Department of Taxation using the official program link on this page or call (440) 329-5207. There is no middleman and no fee.

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Find More Programs in Lorain, OH

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