New Mexico MFA Energy Efficient Mortgage Program

New Mexico Mortgage Finance Authority

Available Energy Assistance

About This Program

New Mexico MFA Energy Efficient Mortgage Program is available to homeowners in Los Alamos, NM.

New Mexico MFA allows homebuyers and refinancing homeowners to finance energy-efficient improvements as part of their mortgage. Up to $10,000 can be included for qualified improvements including solar, insulation, HVAC, windows, and weatherization.

Additional financing capacity for energy improvements added to mortgage

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Los Alamos, NM, you can combine this program with other local help to cut your cost:

Key Details

  • Finance energy improvements with your mortgage
  • Up to $10,000 in qualified upgrades
  • Solar, HVAC, insulation, windows, weatherization
  • Available for purchase and refinance
  • Income limits apply based on area

How to Apply

Get free help applying Visit Official Program Page Track this program

(505) 843-6880

A grant-savvy contractor in Los Alamos, NM can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Los Alamos early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can New Mexico MFA Energy Efficient Mortgage Program provide in Los Alamos, NM?

Up to $10,000 in energy upgrades.

Who qualifies for New Mexico MFA Energy Efficient Mortgage Program in Los Alamos?

New Mexico MFA Energy Efficient Mortgage Program is open to homeowners in Los Alamos, NM.

How do I apply for New Mexico MFA Energy Efficient Mortgage Program in Los Alamos, NM?

Apply directly with New Mexico Mortgage Finance Authority using the official program link on this page or call (505) 843-6880. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Los Alamos, NM contractors

Find More Programs in Los Alamos, NM

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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