CalHFA Seismic Retrofit Loan Program

California Housing Finance Agency

Available Home Repair

About This Program

CalHFA Seismic Retrofit Loan Program is available to homeowners in Los Altos, CA.

Low-interest loan program to help California homeowners retrofit homes built before 1979 to better withstand earthquakes. Covers foundation bolting, cripple wall bracing, and other seismic strengthening.

Low-interest loan covers seismic retrofit costs; repayment required

Data last verified 2026-06-09. How we verify our data.

In Los Altos, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest loan for seismic retrofits
  • Homes built before 1979 eligible
  • Covers foundation bolting and cripple wall bracing
  • Income limits apply (up to 120% AMI)
  • Loan term up to 15 years

How to Apply

A grant-savvy contractor in Los Altos, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Los Altos early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can CalHFA Seismic Retrofit Loan Program provide in Los Altos, CA?

Loan up to $7,500.

Who qualifies for CalHFA Seismic Retrofit Loan Program in Los Altos?

CalHFA Seismic Retrofit Loan Program is open to homeowners in Los Altos, CA.

How do I apply for CalHFA Seismic Retrofit Loan Program in Los Altos, CA?

Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Los Altos, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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