Santa Clara County Owner-Occupied Rehabilitation Program

Santa Clara County Office of Supportive Housing

Available Home Repair

About This Program

Santa Clara County Owner-Occupied Rehabilitation Program is available to homeowners in Los Altos, CA.

Provides deferred, zero-interest loans to low-income homeowners in Santa Clara County for major home repairs and health and safety improvements. Loan is forgiven after 30 years or upon sale of the home.

Deferred loan, no monthly payments; forgiven after 30 years

Data last verified 2026-06-09. How we verify our data.

In Los Altos, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Deferred loan for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Santa Clara County
  • Zero interest, no monthly payments
  • Forgiven after 30 years or upon sale

How to Apply

Get free help applying Visit Official Program Page Track this program

(408) 975-2520

A grant-savvy contractor in Los Altos, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Los Altos early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Santa Clara County Owner-Occupied Rehabilitation Program provide in Los Altos, CA?

Deferred loan up to $35,000.

Who qualifies for Santa Clara County Owner-Occupied Rehabilitation Program in Los Altos?

Santa Clara County Owner-Occupied Rehabilitation Program is open to homeowners in Los Altos, CA. It prioritizes low-income households.

How do I apply for Santa Clara County Owner-Occupied Rehabilitation Program in Los Altos, CA?

Apply directly with Santa Clara County Office of Supportive Housing using the official program link on this page or call (408) 975-2520. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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