Kentucky Homestead Exemption

Kentucky Department of Revenue

Available Home Repair

About This Program

Kentucky Homestead Exemption is available to homeowners in Louisville, KY.

Homeowners age 65+ or classified as totally disabled receive a $49,100 reduction in assessed home value for 2025-2026, lowering property taxes. Apply through the Jefferson County Property Valuation Administrator with proof of age or disability.

Saves approximately $500-$700/year depending on local tax rates

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Louisville, KY, you can combine this program with other local help to cut your cost:

Key Details

  • $49,100 deducted from assessed home value (2025-2026)
  • Must be age 65+ or classified as totally disabled
  • Apply with Jefferson County PVA with proof of age or disability
  • Disability must be under a federal or state retirement program
  • Increased from $46,350 in 2023-2024

How to Apply

Get free help applying Visit Official Program Page Track this program

800-426-4791

A grant-savvy contractor in Louisville, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Louisville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: File with Jefferson County PVA

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Kentucky Homestead Exemption provide in Louisville, KY?

$49,100 assessment reduction.

Who qualifies for Kentucky Homestead Exemption in Louisville?

Kentucky Homestead Exemption is open to homeowners in Louisville, KY. It has no income limit. It serves seniors.

How do I apply for Kentucky Homestead Exemption in Louisville, KY?

Apply directly with Kentucky Department of Revenue using the official program link on this page or call 800-426-4791. There is no middleman and no fee.

Need a Contractor for This Grant?

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Find More Programs in Louisville, KY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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