Strengthen Kentucky Homes (SKH)

Kentucky Department of Insurance

Available Home Repair

About This Program

Strengthen Kentucky Homes (SKH) is available to homeowners in Louisville, KY.

Launched in early 2026, this program offers grants up to $10,000 for qualified Kentucky homeowners to upgrade roofs to wind- and hail-resistant standards, reducing damage from severe weather and potentially lowering insurance premiums.

Roof upgrade grant; may reduce homeowner insurance premiums

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Louisville, KY, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $10,000 for wind- and hail-resistant roof upgrades
  • Launched early 2026 by Kentucky Department of Insurance
  • Available to qualified Kentucky homeowners statewide
  • May reduce homeowner insurance premiums after upgrade
  • Apply through Kentucky Department of Insurance

How to Apply

Get free help applying Visit Official Program Page Track this program

800-426-4791

A grant-savvy contractor in Louisville, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Louisville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Until funds exhausted

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Strengthen Kentucky Homes (SKH) provide in Louisville, KY?

Up to $10,000.

Who qualifies for Strengthen Kentucky Homes (SKH) in Louisville?

Strengthen Kentucky Homes (SKH) is open to homeowners in Louisville, KY. It has no income limit.

How do I apply for Strengthen Kentucky Homes (SKH) in Louisville, KY?

Apply directly with Kentucky Department of Insurance using the official program link on this page or call 800-426-4791. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Louisville, KY contractors

Find More Programs in Louisville, KY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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