Kentucky Welcome Home Grant

Federal Home Loan Bank of Cincinnati / KHC

Available Home Repair

About This Program

Kentucky Welcome Home Grant is available in Louisville, KY.

Grants up to $20,000 (or $25,000 for military) with no monthly payment for Kentucky homebuyers. The 2025 program closed March 13 due to overwhelming demand. The 2026 round opens April 6, 2026 and historically funds out within weeks.

Grant with no repayment; cannot combine with KHC DAP; funds limited

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

This is a national program. In Louisville, KY, you can stack it with local programs like these:

Key Details

  • Up to $20,000 grant ($25,000 for military), no repayment
  • Opens April 6, 2026 at 8:00 AM ET, act fast
  • Cannot be combined with KHC DAP on same purchase
  • 2025 round exhausted in weeks, high demand
  • Apply through KHC-approved lender on opening day

How to Apply

Get free help applying Visit Official Program Page Track this program

502-564-7630

A grant-savvy contractor in Louisville, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Louisville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Opens April 6, 2026, funds exhaust quickly

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Kentucky Welcome Home Grant provide in Louisville, KY?

Up to $25,000 (military) / $20,000 (other).

Who qualifies for Kentucky Welcome Home Grant in Louisville?

Kentucky Welcome Home Grant is available in Louisville, KY. It serves veterans and military families.

How do I apply for Kentucky Welcome Home Grant in Louisville, KY?

Apply directly with Federal Home Loan Bank of Cincinnati / KHC using the official program link on this page or call 502-564-7630. There is no middleman and no fee. Deadline: Opens April 6, 2026, funds exhaust quickly.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Louisville, KY contractors

Find More Programs in Louisville, KY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs