LAHTF REVERT Redlining Mitigation Program

Louisville Affordable Housing Trust Fund

Available Home Repair

About This Program

LAHTF REVERT Redlining Mitigation Program is available to homeowners in Louisville, KY.

REVERT (Restoring Each Viable Economically Redlined Territory) provides up to $50,000 in forgivable funds for families to purchase and renovate homes in historically redlined neighborhoods. Funds are forgivable after 15 years of owner-occupancy.

Forgivable after 15 years of owner-occupancy; income up to 300% FPL

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Louisville, KY, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $50,000 forgivable after 15 years of owner-occupancy
  • Must have family lineage tied to a previously redlined area
  • Income up to 300% of federal poverty line
  • Qualifying neighborhoods: Russell, Portland, California, Park Duvalle, Smoketown, and others
  • Administered by Louisville Affordable Housing Trust Fund

How to Apply

A grant-savvy contractor in Louisville, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Louisville early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Until funds exhausted, 200 families targeted

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can LAHTF REVERT Redlining Mitigation Program provide in Louisville, KY?

Up to $50,000.

Who qualifies for LAHTF REVERT Redlining Mitigation Program in Louisville?

LAHTF REVERT Redlining Mitigation Program is open to homeowners in Louisville, KY.

How do I apply for LAHTF REVERT Redlining Mitigation Program in Louisville, KY?

Apply directly with Louisville Affordable Housing Trust Fund using the official program link on this page or call 502-583-4521. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Louisville, KY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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